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    Free Tax Savings Calculator

    Discover exactly how much Money Miles can save you in taxes and time. Get your personalized report in seconds.

    🎯 Calculate Your Tax Savings Now

    See exactly how much money and time you'll save with proper expense tracking

    Your Details

    Adjust the sliders below to see your personalized tax savings

    £100£1,000
    50 miles500 miles
    Max recommended: £1385

    🎉 Your Potential Annual Savings

    Real money you'll keep in your pocket

    £1,879
    Annual Tax Savings
    £157/month back from HMRC
    £6,480
    Total Deductions Claimed
    Valid business expenses + mileage
    7h
    Time Saved Monthly
    88 hours annually

    Complete Savings Breakdown

    Income Tax Savings:£1296
    National Insurance Savings:£583
    Mileage Deduction Claimed:£4680
    Business Expenses Claimed:£1800
    Total Money Back from HMRC:£1879

    Why Money Miles saves you more: Manual tracking typically results in zero valid deductions due to missing receipts and poor record-keeping. Money Miles ensures HMRC compliance with automated tracking, GPS verification, and digital receipts.

    Ready to start saving?

    Join thousands of UK drivers maximizing their tax savings with Money Miles

    Start Tracking Now

    Annual Profit Estimation

    £20,800
    Annual Earnings
    £19,000
    Gross Profit
    £18,492.5
    Net Profit

    Profit Calculation:

    Annual Earnings:£20,800
    Less: Business Expenses:-£1,800
    Gross Profit:£19,000
    Less: Tax & NIC:-£507.5
    Net Profit:£18,492.5

    Expected Tax Bill Breakdown

    Without Money Miles

    Annual Earnings:£20,800
    Valid Deductions:£0
    Total Tax & NIC:£2,386.7

    With Money Miles

    Annual Earnings:£20,800
    Valid Deductions:-£6,480
    Total Tax & NIC:£507.5

    Your Tax Savings

    Income Tax Savings:£1,296
    National Insurance Savings:£583.2
    Total Money Back from HMRC:£1,879.2

    Quarterly Self Assessment Payments

    With Money Miles tracking, your quarterly payments would be approximately:

    £127 per quarter

    Mileage vs Actual Expenses Comparison

    Flat Rate Mileage

    Annual Miles:10,400
    Rate per Mile:45p
    Total Deduction:£4,680
    Simple calculation, no receipts needed for fuel/maintenance

    Actual Expenses

    Fuel & Maintenance:~£1,560
    Insurance & MOT:~£1,040
    Depreciation:~£1,040
    Total Deduction:£3,640
    Requires detailed records of all vehicle expenses

    Our Recommendation

    Based on your driving pattern, the flat rate mileage method will save you £1,040 more per year.

    Money Miles Advantage

    Money Miles automatically tracks both methods and recommends the best option for each tax year. You can switch between methods as your circumstances change, always maximizing your legitimate deductions.

    What Can You Claim as a Delivery Driver?

    Understanding HMRC rules for business expense deductions

    ✅ CLAIMABLE Expenses

    • Vehicle costs: Fuel, insurance, MOT, servicing, repairs, parking, road tax
    • Equipment: Delivery bags, phone holders, sat nav, work clothing
    • Communication: Business portion of phone bills and data plans
    • Business mileage: 45p per mile (first 10,000 miles), 25p thereafter
    • Professional services: Accountancy fees, legal advice, training courses

    ❌ NOT CLAIMABLE Expenses

    • Personal use: Any costs for personal journeys or non-work travel
    • Fines: Speeding tickets, parking fines, congestion charges for personal trips
    • Personal equipment: Everyday clothing, personal phone contracts
    • Food & drink: Meals during work (unless overnight stays)
    • Initial vehicle cost: Purchase price of car/bike (but depreciation may be claimable)

    Understanding Your Mileage Benefits

    The difference between deductions and actual savings

    📋 Mileage Deductions

    What it is: The total amount you can claim as a business expense

    Rate: 45p per mile for cars, 24p per mile for bikes/scooters

    Example: 10,000 miles × 45p = £4,500 deduction

    This reduces your taxable income but is NOT the money you save

    💰 Mileage Tax Savings

    What it is: The actual money you save on your tax bill

    Calculation: Deduction × Your tax rate (20% + 9% NIC)

    Example: £4,500 deduction × 29% = £1,305 tax savings

    This is the real money that stays in your pocket

    Important:

    Without proper tracking, you typically can't claim any mileage deductions. Our calculator shows the difference between having proper records vs. manual tracking.

    * Estimates based on UK tax rates and typical deduction scenarios. Individual results may vary.